BANKS / CD's
BEST
BANK
DATE CHECKED
05/25/2025
BEST
BANK
VERITEX COMMUNITY BANK
RATES:
INFO ON CD's:
High Yield Savings or Money Market Account Rates:
I'm a paragraph. Click here to add your own text and edit me. It's easy.
General Info:
Ask if they have a promotional offer for CD's.
They also have a Smart Money Market account with up to 4.0% APY. (Used to be 4.40%)
RATE:
I am not sure if this is for all of their branches. I see it on a site that has the Dallas address. Their main site (see above "Info on CD's) says you have to have a $1,000 minimum opening requirement, and this one says $2,500. So... something is different.
6 Month Smart CD
APY* for $2,500.00 minimum opening and daily balance.
4.30%
Extra Info:
12 Month Smart CD
APY* for $2,500.00 minimum opening and daily balance.
4.0%
ADDRESS:
102 West Parkwood
Friendswood, Texas 77546
PHONE:
281-317-8900
ADDRESS:
2424 Bay Area Blvd.
Houston, Texas 77058
PHONE:
281-956-2600
ADDRESS: N/A
CREDIT UNION
DATE CHECKED
06/06/2025
BEST
7 YEAR
AMOCO FEDERAL CREDIT UNION
RATES:
INFO ON CD's:
High Yield Savings or Money Market Account Rates:
I'm a paragraph. Click here to add your own text and edit me. It's easy.
General Info:
N/A
RATE:
24 (2yr), 36 (3yr), 48 (4yr), 60 (5yr) and 84 (7yr) Months
APY* for $1,000.00 and up
4.0%
24 (2yr), 36 (3yr), 48 (4yr), 60 (5yr) and 84 (7yr) Months
APY* for $1,000.00 and up
3.85% with BUMP-UP
Extra Info:
BUMP-UP: Usually means that you get one opportunity to increase the interest rate during the certificate's term, if rates rise.
Advantage Checking
The minimum opening deposit required for an Advantage Checking account is $500.00.
Account Balance Up to $20,000.00 = APY 4.07%
ADDRESS:
235 E. Parkwood Drive
Friendswood, Texas 77546
PHONE:
409-948-8541
ADDRESS:
1150 Clear Lake City Blvd.
(at HWY 3)
Suite 101
Houston, Texas 77062
PHONE:
409-948-8541
ADDRESS:
4510 W. League City Pkwy.
League City, Texas 77573
PHONE:
409-948-8541
CREDIT UNION
DATE CHECKED
06/03/2025
BEST
5 YEAR
SHELL FEDERAL CREDIT UNION
RATES:
INFO ON CD's:
N/A
High Yield Savings or Money Market Account Rates:
I'm a paragraph. Click here to add your own text and edit me. It's easy.
General Info:
Can go to Costco Target, Kroger, HEB and Walgreens for ATM's from what I can tell.
RATE:
6, 12, 18 and 60 Months
APY* for $50,000.00 and up
4.15%
Extra Info:
With a Share Certificate, you get fixed rates and a fixed rate account that combines a guaranteed rate of return — all with the security of a Federally insured account.
-
Dividends are calculated daily and paid monthly
-
Early withdrawal penalties apply
Shell FCU accounts are insured up to $250,000 by the National Credit Union Administration, or NCUA. The NCUA is an independent agency of the United States Government. It regulates, charters and insures the nation's federal credit unions.
HIGH YIELD SAVINGS:
Portion of the balance between $10,000.01 and $20,000.00
3.00% APY***
***High Yield eSavings is a tiered rate account available to members with an open eChecking account.
Each month when the eChecking minimum service qualifications are met you can earn: 2.00% APY on balances up to $10,000, 3.00% APY on the portion of the balance between $10,000.01 and $20,000.00, and 0.05% APY on the portion of the balance that exceeds $20,000.00. If you fail to meet any of the minimum service requirements during a calendar month, or you close the eChecking account, you will earn 0.05% APY on the entire balance in the account. One High Yield eSavings account is allowed per membership. APY denotes Annual Percentage Yield. No monthly service charge.
What happens if the qualifications are not satisfied during a cycle?
-
You will earn 0.05% APY on your free eSavings balance
-
No minimum balance required
ADDRESS:
1600 West Bay Area Blvd
Houston, TX 77058
PHONE:
713-844-1100
ADDRESS:
5133 Fairmont Pkwy
Pasadena, TX 77505
PHONE:
713-844-1100
ADDRESS:
Pearland (BW8 & Pearland Parkway)
1391 Monroe Rd
Houston, TX 7707
PHONE:
713-844-1100
CREDIT UNION
DATE CHECKED
05/11/2025
BEST
1 YEAR
TEXAS BAY CREDIT UNION
RATES:
INFO ON CD's:
High Yield Savings or Money Market Account Rates:
I'm a paragraph. Click here to add your own text and edit me. It's easy.
General Info:
1/19/2024 - ORIGINALLY took PROMOTIONAL RATE of 5.48% APY on a 12 to 17 month at $50,000+ deposit which ends June 20, 2025.
RATE:
6 to 11 Months
APY* for $50,000.00 and up
4.28%
Extra Info:
I'm a paragraph. Click here to add your own text and edit me. It's easy.
ADDRESS:
12611 Fuqua Street
Houston, Texas 77034
PHONE:
713-587-9379
ADDRESS: N/A
ADDRESS: N/A
CREDIT UNION
DATE CHECKED
06/03/2025
BEST
2 YEAR
ACU OF TEXAS
RATES:
INFO ON CD's:
N/A
High Yield Savings or Money Market Account Rates:
I'm a paragraph. Click here to add your own text and edit me. It's easy.
General Info:
N/A
RATE:
24 Months
APY* for $50,000.00 and up (Jumbo CD)
4.10%
Extra Info:
N/A
ADDRESS:
1504 Broadway Street
(close to Chick-Fil-A near Dixie Farm, across from Starbucks)
Pearland, Texas 77581
PHONE:
281-479-3441
ADDRESS: N/A
ADDRESS: N/A
ALL BELOW ARE ALTERNATE OPTIONS FAIRLY CLOSE TO HOME
DATE CHECKED
WELLS FARGO
05/30/2025
BANK
INFO ON CD's: https://www.wellsfargo.com/savings-cds/
GENERAL INFO - N/A
RATE:
4 Month Special Fixed with RELATIONSHIP
APY* for $5,000.00 and up
4.26%
4 Month Special Fixed
APY* for $5,000.00 and up
4.0%
Additional Info:
Standard Fixed CD Rates are at 2.01% for 1 Year.
ADDRESS:
200 West Parkwood
(across from HEB)
Friendswood, Texas 77546
PHONE:
281-993-0685
ADDRESS:
930 West Bay Area Blvd.
(near Best Buy)
Webster, Texas 77598
PHONE:
281-316-7380
ADDRESS: N/A
DATE CHECKED
FIRST SERVICE CREDIT UNION
05/11/2025
CREDIT UNION
INFO ON CD's: N/A
GENERAL INFO - Branches: https://www.fscu.com/resources/about-us/branches-and-atms/
RATE:
12 Months
APY* for Jumbo $50,000.00 and up
4.25%
Additional Info: N/A
ADDRESS:
Texas Bay Credit Union
12611 Fuqua Street
Houston, Texas 77034
(CO-OP SHARED CREDIT UNION BRANCH - BRICK & MORTAR, can talk to a person inside)
PHONE:
713-852-6700
ADDRESS:
Chocolate Bayou Community FCU
1301 North Hwy 35 Bypass
Alvin, Texas 77511
(CO-OP SHARED CREDIT UNION BRANCH - BRICK & MORTAR, can talk to a person inside)
PHONE:
281-331-2253
ADDRESS:
AMOCO FCU
Dolphin Debit ATM
235 E. Parkwood Ave.
Friendswood, Texas 77546
PHONE:
409-948-8541
1-800-231-6053
DATE CHECKED
WOODFOREST NATIONAL BANK
06/01/2025
BANK
GENERAL INFO - CALL TO ASK IF THERE IS INCREASED APY FOR JUMBO CD's.
RATE:
9 Months - PROMOTIONAL "Limited Time Offer" (3) - See below chart in "Additional Info"
APY* for $500.00 and up
4.25%
Additional Info:
For Promotional "Limited Time Offer" CD's:
(3) Special Promotional APY is subject to change without notice. This offer is valid for consumers only. At maturity, the 9-month CD term will auto-renew to a 6-month CD term at the then-current rate. This is a limited time offer and may be withdrawn at any time without notice. Special APY applies to new certificates of deposit opened with qualifying funds for Woodforest checking account holders. Qualifying funds are new funds deposited into a certificate of deposit that are not from money currently or previously held in any account at Woodforest National Bank.
ADDRESS:
1710 Broadway Street
(inside Walmart at Dixie Farm Road)
Pearland, TX 77581
PHONE:
281-648-9413
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
HOME BANK
05/25/2025
BANK
INFO ON CD's: N/A
GENERAL INFO - Money Market account = 3.25%, based on $5,000 - $5,000,000 balances.
RATE:
3 and 7 Month
APY* for "Minimum opening balance of $2,500 and maximum deposit of $5,000,000."
4.25%
Additional Info:
We are now offering a 3-month and 7-month CD rate special at 4.25% APY, an 11-month 4.05% APY and a 14-month 3.75% APY CD rate special*.
-
Competitive, fixed rates
-
Convenient automatic renewal
-
Interest can be paid directly to you or reinvested into the CD
-
Interest credited before maturity may be withdrawn without penalty
-
Penalty may be imposed for early withdrawal
Special Feature: Our 12-month CD allows for additional deposits at any time during the term.
ADDRESS:
105 E. Parkwood Ave.
Suite 101
Friendswood, Texas 77546
PHONE:
281-276-1851
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
WELBY
06/05/2025
CREDIT UNION
GENERAL INFO - N/A
RATE:
7 Months
APY* for $1,000.00 and up
4.25%
Additional Info: N/A
ADDRESS:
307 N. Friendswood Drive
(near Kroger)
Friendswood, TX 77546
PHONE:
281-488-7070
ADDRESS:
1320 S. Friendswood Drive
Friendswood, Texas 77546
PHONE:
281-488-7070
ADDRESS: N/A
DATE CHECKED
HOUSTON FEDERAL CREDIT UNION
05/11/2025
CREDIT UNION
INFO ON CD's: https://www.houstonfcu.org/resources/current-rates
GENERAL INFO - N/A
RATE:
12 to 17 Months
APY* for JUMBO [$100,000 minimum investment for jumbo certificates.]
4.12%
Additional Info:
60 Months
APY* for REGULAR [$500 minimum investment for 6-60 month regular & IRA certificates.]
3.75%
MAIN ADDRESS:
16320 Kensington Drive
SugarLand, Texas 77479-4079
PHONE:
281-243-0500
ADDRESS:
3701 Kirby
Houston, Texas 77098
(north side of Kirby, near Taco Cabana)
PHONE:
281-243-0500
ADDRESS:
8507 South Sam Houston Parkway East
Houston, Texas 77075
(at Pearland Parkway & BW8)
PHONE:
281-243-0500
DATE CHECKED
PNC FINANCIAL SERVICES
06/05/2025
BANK
GENERAL INFO - N/A
RATE:
4 Months
APY* for $1,000.00 and up
4.10%
Additional Info: N/A
ADDRESS:
113 N. Friendswood Drive
(in front of Kroger)
Friendswood, Texas 77546
PHONE:
713-867-1054
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
CHOCOLATE BAYOU CREDIT UNION
06/06/2025
CREDIT UNION
INFO ON CD's: https://www.chocolatebayou.org/save-invest?tab_id=6
GENERAL INFO - N/A
RATE:
12 Months
APY* for $100,000.00 and up
4.08%
Additional Info: N/A
ADDRESS:
1301 Hwy. 35 Bypass North
Alvin, Texas 77511
PHONE:
281-331-2253
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
COMERICA BANK
05/25/2025
BANK
RATES: https://www.comerica.com/offer/deposits/cd-hymmia.html
and https://www.comerica.com/personal-finance/banking/cds/fixed-rate-cd.html
GENERAL INFO - Money Market account at 3.25% promotional.
https://www.comerica.com/personal-finance/banking/savings/high-yield-money-market.html
RATE:
Special Rate Offer
4-ish Months (almost 4 months)
APY* for $50,000.00 and up
4.05%
Additional Info: N/A
ADDRESS:
203 South Friendswood Dr.
Friendswood, Texas 77546
PHONE:
281-992-8146
ADDRESS:
16211 Space Center Blvd.
Houston, Texas 77062
PHONE:
281-486-7800
ADDRESS: N/A
DATE CHECKED
PROSPERITY BANK
05/25/2025
BANK
INFO ON CD's: N/A
GENERAL INFO - CALL 1-800-531-1401 for current CD rates.
RATE:
CALL 1-800-531-1401 for current CD rates.
4 Months (https://www.prosperitybankusa.com/4-Month-CD)
APY* for $100,000 & Over
4.05%
7 Months (https://www.prosperitybankusa.com/7-Month-CD)
APY* for $100,000 & Over
3.53%
Additional Info:
2 weeks to maturity, you get an auto-renewal notification (typically for the same amount of time) that says on "x" date you will renew. At this time, you can see the current rate and pivot to another CD if necessary.
When we started looking at CD's, Susan Winters from the Sugarland location (where Jenny Gortney is located - RE: Janell Zeug), offered to call the Webster location to get the managers name if we wanted. She also had a gentleman named Paul Curran contact Kiki. Kiki never returned his phone call, due to "too much on my plate".
ADDRESS:
100 W Medical Center Blvd
Webster, TX 77598
PHONE:
281-332-3595
ADDRESS:
11451 Broadway
Pearland, TX 77584
PHONE:
713-350-0652
ADDRESS:
14060 Southwest Freeway
Sugar Land, TX 77478
PHONE:
281-269-7200
DATE CHECKED
BANK OF AMERICA
06/05/2025
BANK
GENERAL INFO - N/A
RATE:
7 Months
APY* for $1,000.00 and up
4.0%
3 to 6 Months
APY* for $1,000.00 and up
3.75%
Additional Info: N/A
ADDRESS:
1550 West Bay Area Blvd.
Friendswood, Texas 77546
PHONE:
281-486-1200
ADDRESS:
2740 Pearland Parkway
Pearland, Texas 77581
PHONE:
281-668-9794
ADDRESS: N/A
DATE CHECKED
CHASE
05/30/2025
BANK
INFO ON CD's: https://www.chase.com/personal/savings/bank-cd#rates
or https://www.chase.com/content/dam/chase-ux/ratesheets/pdfs/rdtx2.pdf
GENERAL INFO - Their STANDARD RATES are terrible at 0.01% APY
RATE:
4 Month Special Fixed
APY* with a relationship.
4.0% (w/ $100,000.00 and up) with RELATIONSHIP
3.50 (w/ $1,000.00 minium) with RELATIONSHIP
10 Month Special Fixed
APY* with a relationship.
3.0% (w/ $100,000.00 and up) with RELATIONSHIP
3.50 (w/ $1,000.00 minium) with RELATIONSHIP
Additional Info: N/A
ADDRESS:
611 South Friendswood Dr.
(across from Perry's)
Friendswood, Texas 77546
PHONE:
281-996-3911
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
FROST
06/05/2025
BANK
INFO ON CD's: There is a fee schedule located at this address, but it can only be opened when in the Frost website. file:///C:/Users/Anonymous/Downloads/CDScheduleOfFees.pdf
GENERAL INFO - N/A
RATE:
3 Months
APY* for $100,000.00 and up
3.95%
Additional Info:
They do have 3.0% for two years.
ADDRESS:
1506 S. Friendswood Drive
Friendswood, Texas 77546
PHONE:
713-388-7600
ADDRESS:
1234 Clear Lake City Blvd.
Houston, Texas 77062
PHONE:
1-800-513-7678
ADDRESS: N/A
DATE CHECKED
AMEGY
06/05/2025
BANK
INFO ON CD's: N/A
GENERAL INFO - N/A
RATE:
3 Months
APY* for $100,000.00 and up (Jumbo CD)
3.92% (4.02% with relationship bonus)
Additional Info: N/A
ADDRESS:
218 E. Parkwood Avenue
Friendswood, Texas 77546
PHONE:
281-337-9535
ADDRESS:
1060 Bay Area Blvd.
(Bay Area at El Camino Real)
Houston, Texas 77058
PHONE:
281-337-9329
ADDRESS: N/A
DATE CHECKED
TDECU (Texas Dow Employees Credit Union)
05/11/2025
CREDIT UNION
INFO ON CD's: N/A
GENERAL INFO - Formed in 1955 in Lake Jackson by a group of DOW employees.
RATE:
12 Months
APY* for JUMBO CD $100,000.00 and up
3.90%
Jumbo CD's
A certificate of deposit that requires an initial deposit greater than $100,000.
-
$100,000 Opening Deposit
-
3 to 60 Month Term
-
Jumbo CDs earn 0.15% interest rate above the Standard CD interest rate when opened new or at renewal.
Additional Info:
12 Months
APY* for STANDARD CD $1,000.00 and up
3.75%
Standard CD's
-
$1,000 Opening Deposit
-
3 to 60 Month Term
ADDRESS:
Pasadena
5835 Center Street
Pasadena, Texas 77505
(can get to this office via FM2351, by going to Space Center and then traveling left to Pasadena)
PHONE:
1-800-839-1154
ADDRESS:
Pearland
9915 Broadway
Pearland, Texas 77584
PHONE:
1-800-839-1154
ADDRESS:
Texas City
6151 Gulf Freeway
Texas City, Texas 77591
PHONE:
1-800-839-1154
DATE CHECKED
Independent Financial
05/11/2025
BANK
PRINTABLE RATE SHEET: https://www.independent-bank.com/_/kcms-doc/174/88143/20240923_IF_RateSheet_FINAL.pdf
GENERAL INFO - Money Market account at $50,000 & up = 3.00% APY
RATE:
Promotional Rate CD's
5 MONTH
APY* for $1,000.00 and up
3.85%
Additional Info:
180 DAY
APY* for $1,000.00 and up
3.55%
1 Year
APY* for $1,000.00 and up
3.30%
ADDRESS:
4605 West Broadway
Pearland, Texas 77581
(near 35 & 518, across from movie theatre)
PHONE: 281-412-5405
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
REGIONS BANK
06/01/2025
BANK
INFO ON CD's: N/A
GENERAL INFO - Their STANDARD RATES are terrible at 0.01% APY
RATE:
7 Months - PROMOTIONAL (The Relationship CD offer premium CD rates for customers who have a Regions checking account and meet other relationship requirements.)
APY* for $2,500.00 and up
3.75%
13 Months - PROMOTIONAL
APY* for $2,500.00 and up
3.50%
19 Months - PROMOTIONAL
APY* for $2,500.00 and up
3.25%
Additional Info:
Premium Money Market Account ($10,000.00 or more)
APY = 3.50%
$15 monthly fee, which can be waived if maintaining a minimum daily balance of $15,000
"Fees could reduce earnings on the account as well as the minimum daily balance required to earn disclosed APY. Minimum daily balance for each balance tier disclosed must be maintained in order to earn the corresponding disclosed APY. All accounts subject to the terms and conditions of the Regions Deposit Agreement and pricing schedule. Disclosed interest rates and APYs are available for new accounts opened as of the date displayed above. Customers with existing money market accounts may obtain current interest rate and APY information for their accounts by referring to their periodic account statement, logging into Regions Online Banking, or contacting a Regions banker. All interest rates and APYs are variable, are set by Regions Bank in its sole judgment and discretion, and are subject to change daily, before or after an account is opened, without prior notice."
ADDRESS:
3102 East Broadway Street
Pearland, Texas 77581
PHONE:
281-971-3730
ADDRESS:
205 South Gordon Street
Alvin, Texas 77511
PHONE:
281-245-1200
ADDRESS:
1950 West League City Parkway
League City, Texas 77573
PHONE:
832-932-7030
DATE CHECKED
PRIME WAY FEDERAL CREDIT UNION
06/06/2025
CREDIT UNION
GENERAL INFO - N/A
RATE:
18 Months
APY* for $25,000.00 and up
3.65%
Additional Info: N/A
ADDRESS:
6550 Fannin Street
(inside Smith Tower)
Suite 235
Houston, Texas 77030
PHONE:
713-799-6200
ADDRESS: N/A
DATE CHECKED
HOUSTON HIGHWAY CREDIT UNION
06/07/2025
CREDIT UNION
GENERAL INFO - They are located in Houston, but only share with other credit unions in our area. Specifically Chocolate Bayou Credit Union. They used to share with Amoco, but no longer do (it appears Amoco removed sharing with all other credit unions).
RATE:
12 Months
APY* for $1,000.00 and up
3.49%
Additional Info: N/A
ADDRESS:
1301 Hwy. 35 Bypass North
Alvin, Texas 77511
PHONE:
281-331-2253
ADDRESS:
8120 Washington Avenue, Houston, Texas 77007
PHONE:
713-864-4438
1-800-354-3541
ADDRESS: N/A
DATE CHECKED
TEXAS FIRST BANK
xx/xx/2025
BANK
RATES: Must call to request information.
GENERAL INFO - Call for Money Market account.
RATE:
NNN Months
APY* for $xx,000.00 and up
-
$1,000 minimum deposit to open
-
Jumbo certificates available with a $100,000 minimum deposit
0.00%
Additional Info: N/A
ADDRESS:
111 W Parkwood Ave, Friendswood, TX 77546
PHONE:
281-648-5626
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
HOMETOWN BANK
06/07/2025
BANK
INFO ON CD's:
GENERAL INFO - N/A
RATE: CALL FOR RATES
NNN Months
APY* for $1,000.00 and up (Regular)
APY* for $100,000.00 and up (Jumbo)
0.00%
Additional Info:
*Allows the investor to change the original interest rate after seven months to a higher rate if the rate on the CD goes up. The investor can only change the rate one time after the first seven months and the new rate will remain in effect for the balance of the 17 month term.
ADDRESS:
601 S. Friendswood Drive
Friendswood, Texas 77546
PHONE:
281-996-4900
ADDRESS:
3211 FM 528
Friendswood, Texas 77546
PHONE:
281-648-9000
ADDRESS: N/A
ALL BELOW ARE HOUSTON BANKS!! [HOUSTON ADDRESS / NOT CLOSE TO HOME]
DATE CHECKED
IBC BANK [HOUSTON ADDRESS / NOT CLOSE TO FRIENDSWOOD]
06/07/2025
BANK
INFO ON CD's: https://www.ibc.com/personal/savings
GENERAL INFO - N/A
RATE: CALL FOR RATES
NNN Months
APY* for $2,500.00 and up
0.00%
Additional Info: N/A
ADDRESS:
5615 Kirby Drive, Houston, TX 77005
PHONE:
713-535-8380
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
ORIGIN BANK [HOUSTON ADDRESS / NOT CLOSE TO FRIENDSWOOD]
06/07/2025
BANK
RATES: https://www.
INFO ON CD's: https://www.origin.bank/en/personal/banking/savings/
GENERAL INFO - N/A
RATE: CALL FOR RATES
NNN Months
APY* for $500.00 and up
0.00%
Additional Info:
Terms: 30 days to 5 years. Additional rates and terms available.
ADDRESS:
WEST UNIVERSITY
5324 Kirby Drive
Houston, TX 77005
PHONE:
713-630-1780
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
FIRST EAGLE CREDIT UNION [HOUSTON ADDRESS / NOT CLOSE TO FRIENDSWOOD]
06/07/2025
CREDIT UNION
INFO ON CD's: https://www.firsteaglefcu.com/certificates/
GENERAL INFO - N/A
RATE:
12 and 18 Months
APY* for $500.00 and up
4.07%
Additional Info: N/A
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
BANK OF TEXAS [HOUSTON ADDRESS / NOT CLOSE TO FRIENDSWOOD]
06/07/2025
BANK
INFO ON CD's: https://www.bankoftexas.com/personal/products-and-services/personal-banking/savings/certificates-of-deposit
GENERAL INFO - N/A
RATE:
10 Months PROMOTIONAL
APY* for $100,000.00 and up
3.80%
Additional Info: N/A
ADDRESS:
5500 Kirby Dr.
Houston, Texas 77005
PHONE:
713-218-2257
ADDRESS:
5320 Bellaire Blvd.
Bellaire, Texas 77401
PHONE:
713-578-3410
ADDRESS: N/A
DATE CHECKED
ZIONS BANK [HOUSTON ADDRESS / NOT CLOSE TO FRIENDSWOOD]
06/07/2025
BANK
GENERAL INFO - N/A
RATE:
3, 6, 9 and 12 Months
APY* for $100,000.00 and up
2.69% (Call for Houston rates, as listed are only for Utah & Idaho)
Additional Info: N/A
ADDRESS:
DOWNTOWN ONLY
1801 Main Street- 2nd Floor
Houston, Texas 77002
PHONE:
713-232-6530
888-307-3411
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
CENTRAL BANK OF HOUSTON [HOUSTON ADDRESS / NOT CLOSE TO FRIENDSWOOD]
06/07/2025
BANK
INFO ON CD's: https://www.cbhou.com/Personal/Savings
GENERAL INFO - N/A
RATE:
12 Months
APY* for $1,000.00 and up
0.50%
Additional Info:
Certificate of Deposit Account Registry Service® (CDARS)
Protect your investments with Central Bank Certificate of Deposit Account Registry Service® (CDARS®). This service provides access to security and peace of mind for accounts which exceed $250,000. We handle everything through our bank, breaking your large deposit into smaller amounts and placing it with other banks that belong to a special network. Then, those member banks issue CDs in amounts below $250,000, so that your entire investment is eligible for FDIC insurance. You earn one rate on your entire investment and receive one regular account statement listing all of your CDs. Now, you can invest up to $50 million and be eligible for FDIC insurance on every dollar.
ADDRESS:
4605 Post Oak Place Drive, Suite 130
Houston, Texas 77027
PHONE:
713-559-0010
ADDRESS: N/A
ADDRESS: N/A
DATE CHECKED
ADD IN INFO ON HOW FEDERALLY INSURED WORKS... up to $250.000 ???
xx/xx/2025
05/11/2025
- CD's are offered by Banks.
- Shared Certificates are offered by Credit Unions.
Rules for CD's / Shared Certificates (with $200,000):
1) Try to get one CD at the longest term with 4% or higher = $70,000.
2) Try to get one CD at the highest yield = $70,000.
3) Try to get one CD at the second highest yield, which should mature at a different time than the highest yield = $60,000 (However, if you can find one at the same highest yield with a different maturation rate, this would be better.
4) The more equal the amount of money is which you stagger (10/10/10/10), the better your chance that you will get something useful.
5) You try to catch the peaks by having money available more often.
6) Since you are betting on peaks, it makes more sense to have equal shares.
7) You want to try to get in a place where a lot of money is at a low.
GENERAL INFO - NNN
RATE: BEST
6 to 11 Months
APY* for $50,000.00 and up
4.28%
Additional Info:
Credit Score (Kiki) was at 724 when we first put the CD's in place [get this date]. Note: 700 is good; 860 is high. There was a late payment by 30 days, to Exxon/Mobil, in 2017. Ask if it can be dropped/removed from credit report. It may fall off on its own in 2 years.
ADDRESS:
NNN
NNN
PHONE:
713-xxx-xxx
ADDRESS:
NNN
NNN
PHONE:
xxx-xxx-xxxx
ADDRESS:
NNN
NNN
PHONE:
xxx-xxx-xxxx
NO BRANCH IN HOUSTON
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Citibank - no branch within 100 miles of Houston.
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US Bank (AKA US BANKCORP) - no branches.
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Synchrony - online only.
BRICK & MORTAR ONLY, with ONLINE CD's
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Capitol One.
BEST RATE ACROSS THE BOARD IS: Marcus.com
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4.40% for 14 months.
This term is a limited-time opportunity and will automatically renew into a 12-month CD. Offer details in first link below.
(https://www.marcus.com/us/en/savings/high-yield-cds/14MCD)
(https://www.marcus.com/us/en/savings/high-yield-cds)
To create CD, go here: https://www.marcus.com/us/en/savings/new/account-creation?accountType=CD -
4.10% for 2 years (24 months)
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4% for 3 years (36 months)
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Marcus by Goldman Sachs® is a brand of Goldman Sachs Bank USA.
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FDIC-Insured – Backed by the full faith and credit of the U.S. Government. Goldman Sachs Bank USA, Salt Lake City Branch.
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All loans, deposit products, and credit cards are provided or issued by Goldman Sachs Bank USA, Salt Lake City Branch. Member FDIC.
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Phone: 1-855-730-7283
BRICK & MORTAR ONLY, with ONLINE CD's
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Capitol One.