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BANKS / CD's

DATE CHECKED

TEXAS BAY CREDIT UNION

05/11/2025

CREDIT UNION

1/19/2024 - ORIGINALLY took PROMOTIONAL RATE of 5.48% APY on a 12 to 17 month at $50,000+ deposit; to end June 20, 2025.

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
 

12611 Fuqua Street
Houston, Texas 77034

PHONE:

713-587-9379

ADDRESS: N/A

ADDRESS: N/A

DATE CHECKED

TDECU (Texas Dow Employees Credit Union)

05/11/2025

CREDIT UNION

INFO ON CD's: N/A

GENERAL INFO - Formed in 1955 in Lake Jackson by a group of DOW employees.

RATE: 

12 Months

APY* for JUMBO CD $100,000.00 and up

3.90%


Jumbo CD's  
A certificate of deposit that requires an initial deposit greater than $100,000.

  • $100,000 Opening Deposit

  • 3 to 60 Month Term

  • Jumbo CDs earn 0.15% interest rate above the Standard CD interest rate when opened new or at renewal.

 

Additional Info:

12 Months
APY* for STANDARD CD $1,000.00 and up
3.75%
 

Standard CD's  

  • $1,000 Opening Deposit

  • 3 to 60 Month Term

ADDRESS:
 

Pasadena

5835 Center Street
Pasadena, Texas 77505

 

(can get to this office via FM2351, by going to Space Center and then traveling left to Pasadena)

PHONE:

1-800-839-1154

ADDRESS:
 

Pearland

9915 Broadway
Pearland, Texas 77584

PHONE:

1-800-839-1154

ADDRESS:
 

Texas City

6151 Gulf Freeway
Texas City, Texas 77591

PHONE:

1-800-839-1154

DATE CHECKED

Independent Financial

05/11/2025

BANK
 

GENERAL INFO - Money Market account at $50,000 & up = 3.00% APY

RATE:

Promotional Rate CD's  


5 MONTH
APY* for $1,000.00 and up
3.85%
 

Additional Info:

180 DAY

APY* for $1,000.00 and up

3.55%

 

1 Year

APY* for $1,000.00 and up

3.30%

ADDRESS:
 

4605 West Broadway
Pearland, Texas 77581

 

(near 35 & 518, across from movie theatre)

PHONE: 281-412-5405

ADDRESS: N/A

ADDRESS: N/A

DATE CHECKED

HOUSTON FEDERAL CREDIT UNION

05/11/2025

CREDIT UNION

GENERAL INFO - N/A

RATE:


12 to 17 Months
APY* for JUMBO [
$100,000 minimum investment for jumbo certificates.]
4.120%
 

Additional Info:

60 Months

APY* for REGULAR [$500 minimum investment for 6-60 month regular & IRA certificates.]

3.750%

MAIN ADDRESS:
 

16320 Kensington Drive
SugarLand, Texas 77479-4079

PHONE:

281-243-0500

ADDRESS:
 

3701 Kirby
Houston, Texas 77098

 

(north side of Kirby, near Taco Cabana)

PHONE:

281-243-0500

ADDRESS:
 

8507 South Sam Houston Parkway East
Houston, Texas 77075

 

(at Pearland Parkway & BW8)

PHONE:

281-243-0500

DATE CHECKED

FIRST SERVICE CREDIT UNION

05/11/2025

CREDIT UNION

INFO ON CD's:  https://www.

RATE:


12 Months
APY* for Jumbo $50,000.00 and up

4.25%

Additional Info: N/A

ADDRESS:

Texas Bay Credit Union
12611 Fuqua Street
Houston, Texas 77034


(CO-OP SHARED CREDIT UNION BRANCH - BRICK & MORTAR, can talk to a person inside)

PHONE:

713-852-6700

ADDRESS:

Chocolate Bayou Community FCU
1301 North Hwy 35 Bypass
Alvin, Texas 77511


(CO-OP SHARED CREDIT UNION BRANCH - BRICK & MORTAR, can talk to a person inside)

PHONE:

281-331-2253

ADDRESS:

 

AMOCO FCU
Dolphin Debit ATM

235 E. Parkwood Ave.

Friendswood, Texas 77546

PHONE:

409-948-8541
1-800-231-6053

DATE CHECKED

TEXAS FIRST BANK

xx/xx/2025

BANK

RATES:  Must call to request information.

GENERAL INFO - Call for Money Market account.

RATE:


NNN Months
APY* for $xx,000.00 and up

  • $1,000 minimum deposit to open

  • Jumbo certificates available with a $100,000 minimum deposit


0.00%

Additional InfoN/A

ADDRESS:

111 W Parkwood Ave, Friendswood, TX 77546

PHONE:

281-648-5626

ADDRESS: N/A

ADDRESS: N/A

DATE CHECKED

VERITEX COMMUNITY BANK

xx/xx/2025

BANK

GENERAL INFO - Ask if they have a promotional offer for CD's.

They also have a Smart Money Market account with up to 4.40% APY.

RATE: BEST

I am not sure if this is for all of their branches.  I see it on a site that has the Dallas address.  Their main site (see above "Info on CD's) says you have to have a $1,000 minimum opening requirement, and this one says $2,500.  So... something is different.


6 Month Smart CD
APY* for $2,500.00 minimum opening and daily balance.

4.30%

Additional Info:

12 Month Smart CD

APY* for $2,500.00 minimum opening and daily balance.

4.0%

ADDRESS:
102 West Parkwood
Friendswood, Texas 77546

PHONE:

281-317-8900

ADDRESS:
2424 Bay Area Blvd.
Houston, Texas 77058

PHONE:

281-956-2600

ADDRESS: N/A

DATE CHECKED

HOME BANK

xx/xx/2025

BANK

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: NEED TO CHECK ON THIS!!


3 Month & 7 Month
APY* for ???$50,000.00 and up???)

4.25%

Additional Info:

We are now offering a 3-month and 7-month CD rate special at 4.25% APY, an 11-month 4.05% APY and a 14-month 3.75% APY CD rate special*.

 

  • Competitive, fixed rates

  • Convenient automatic renewal

  • Interest can be paid directly to you or reinvested into the CD

  • Interest credited before maturity may be withdrawn without penalty

  • Penalty may be imposed for early withdrawal
     

Special Feature: Our 12-month CD allows for additional deposits at any time during the term.

ADDRESS:
 

105 E. Parkwood Ave.

Suite 101

Friendswood, Texas 77546


PHONE:

281-276-1851

ADDRESS: N/A

ADDRESS: N/A

DATE CHECKED

COMERICA BANK

xx/xx/2025

BANK

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

PROSPERITY BANK

xx/xx/2025

BANK

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

DATE CHECKED

NNN

xx/xx/2025

05/11/2025

RATES:  https://www.

INFO ON CD's:  https://www.

GENERAL INFO - NNN

RATE: BEST


6 to 11 Months
APY* for $50,000.00 and up

4.28%

Additional Info:


nnn 
nnn

ADDRESS:
NNN
NNN

PHONE:

713-xxx-xxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

ADDRESS:
NNN
NNN

PHONE:

xxx-xxx-xxxx

NO BRANCH IN HOUSTON
 
  • Citibank - no branch within 100 miles of Houston.
  • US Bank (AKA US BANKCORP) - no branches.
  • Synchrony - online only.


BRICK & MORTAR ONLY, with ONLINE CD's
 
  • Capitol One.
BEST RATE ACROSS THE BOARD IS: Marcus.com
 


BRICK & MORTAR ONLY, with ONLINE CD's
 
  • Capitol One.
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